Bajaj Finance raises FY27 AUM guidance: what it means for Bajaj Finance stock

Published on 10/27/2026 at 09:29 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Bajaj Finance raised FY27 AUM guidance to 26-27 percent on October 19, 2026. For Bajaj Finance stock, Q2 profit rose 29 percent.

Growth guidance and capital plans

Bajaj Finance raised fiscal 2027 AUM guidance to 26-27 percent on October 19, 2026.
Consolidated second-quarter profit rose 29 percent to INR 63.67 billion.
The board approved capital raising of up to INR 11.7 billion and INR 5.8 billion on October 1, 2026.

Bajaj Finance, INE296A01024, Illustration mit AI erstellt.

Bajaj Finance (ISIN INE296A01024) raised its fiscal 2027 assets-under-management guidance to 26-27 percent from 23-25 percent after reporting second-quarter profit growth of 29 percent. Investing.com reported the guidance change on October 19, 2026.

Second-quarter growth broadens

Consolidated profit after tax increased 28.8 percent year over year to INR 63.67 billion in the second quarter of fiscal 2027, while net interest income rose 23.6 percent to INR 133.35 billion. CNBC TV18 reported the figures on October 19, 2026.

Assets under management grew 26 percent year over year to INR 5.85 trillion as of September 30, 2026. The lender booked 13.45 million new loans, an 11 percent increase from the year-ago period, while its customer franchise reached 128.85 million.

What does the guidance mean?

The higher AUM target puts the first-half performance above the previous full-year range, but credit costs remain an important counterweight. Loan losses and provisions reached INR 21.66 billion in the quarter, including an INR 3.37 billion provision for management and macroeconomic risks, according to CNBC TV18.

Three dated corporate markers

On October 1, 2026, the board approved a qualified institutional placement of up to INR 117.0 billion and preferential warrants of up to INR 58.0 billion, subject to approvals, as reported by Investing.com. On October 19, 2026, the company presented second-quarter results with AUM of INR 5.85 trillion. On October 22, 2026, Bajaj Broking, a Bajaj Finance business, added commodity trading across four commodity groups, according to EquityBulls.

Growth comes with funding needs

The capital plan gives Bajaj Finance additional capacity to support lending expansion and subsidiary funding. Its operating picture combines 26 percent AUM growth with a 4 percent year-over-year increase in loan losses and provisions, making execution and asset quality central to the next reporting cycle.

Operational scale remains central

Bajaj Finance operates as an Indian non-bank financial institution across consumer, commercial, housing and other lending products. The September 30, 2026 figures show the scale behind the guidance: INR 5.85 trillion in AUM and 13.45 million new loans in one quarter.