BofA cuts target for Capital One stock from USD 253.00 to USD 252.00

Published on 10/23/2026 at 11:20 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Capital One earned USD 3.5 billion in the third quarter of 2026. Capital One stock costs EUR 181.90 on October 23, 2026, with USD 124.8 billion market value.

Earnings and analyst signals

BofA lowered its Capital One target from USD 253.00 to USD 252.00 on October 21, 2026.
Third-quarter net revenue reached USD 16.3 billion, up 3 percent from the second quarter of 2026.
Capital One stock traded at EUR 181.90 at 11:11 a.m. CEST at Lang & Schwarz on October 23, 2026.

CGI-Render eines gläsernen Bankhochhauses bei Abendbeleuchtung mit dramatischem Wolkenhimmel — Capital One Financial Konzernhochhaus – Architektur-Render im Zwielicht mit Glasfassade, ISIN US1381731035, Illustration mit AI erstellt.

Capital One (ISIN US14040H1059) was trading at EUR 181.90 at Lang & Schwarz on October 23, 2026 at 11:11 a.m. CEST. The latest analyst move came from BofA, which lowered its Capital One target from USD 253.00 to USD 252.00 on October 21, 2026, according to Markets Insider.

Third-quarter earnings reset the debate

Capital One reported USD 3.5 billion of net income, or USD 5.61 in diluted earnings per share, for the third quarter of 2026. The result compared with USD 3.0 billion and USD 4.73 per share in the second quarter, while adjusted earnings per share reached USD 6.69, according to the company's October 20, 2026 release carried by Capital One.

Total net revenue rose 3 percent from the second quarter to USD 16.3 billion in the third quarter of 2026. Pre-provision earnings increased 10 percent to USD 7.5 billion, giving the report a stronger operating profile before credit-loss provisions.

What does the margin mean?

Net interest margin reached 8.41 percent in the third quarter of 2026, up 40 basis points from the prior quarter. The company also reported a 54.19 percent efficiency ratio and a 48.76 percent adjusted efficiency ratio, showing why the margin and cost base now matter alongside headline profit.

Credit trends added another support. Capital One reported USD 3.1 billion in net charge-offs and a USD 225 million loan-reserve release for the third quarter of 2026. CNBC reported on October 21, 2026 that management planned to invest more heavily in marketing in 2027, while analysts were watching whether that spending would dilute the earnings power revealed by the quarter.

Next date on the calendar

The company's earnings release said the webcast replay would remain archived through November 3, 2026. That date is a near-term reference for investors reviewing management's comments on Discover integration, credit quality and the planned 2027 investment cycle.

Stock holds the market's attention

Capital One's market value was USD 124.8 billion as of October 23, 2026, while its primary listing is on the NYSE. The stock's 52-week range was USD 174.24 to USD 259.64 on the same market-data snapshot, placing the latest U.S. quote within a broad valuation frame rather than at a fresh yearly extreme.

Capital One was trading at EUR 181.90 at Lang & Schwarz on October 23, 2026 at 11:11 a.m. CEST. The further course of trading is shown by the continuously updated real-time quote of Capital One stock.