Capital One reports USD 3.5 billion profit. Capital One stock costs EUR 182.28

Published on 10/22/2026 at 11:02 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Adjusted earnings per share reached USD 6.69 in the third quarter of 2026. Capital One stock costs EUR 182.28 on October 22, 2026.

Quarterly earnings and operating metrics

Capital One reported USD 3.5 billion of net income for the third quarter of 2026 on October 20, 2026.
Total net revenue reached USD 16.3 billion in the third quarter of 2026.
Capital One stock trades at EUR 182.28 at 10:57 a.m. CEST at Lang & Schwarz on October 22, 2026.

CGI-Render eines gläsernen Bankhochhauses bei Abendbeleuchtung mit dramatischem Wolkenhimmel — Capital One Financial Konzernhochhaus – Architektur-Render im Zwielicht mit Glasfassade, ISIN US1381731035, Illustration mit AI erstellt.

Capital One (ISIN US14040H1059) was trading at EUR 182.28 at Lang & Schwarz on October 22, 2026 at 10:57 a.m. CEST. The financial services company reported USD 3.5 billion in net income for the third quarter of 2026 on October 20, 2026, according to Capital One.

Revenue growth meets integration costs

Capital One said third-quarter total net revenue increased 3 percent from the second quarter to USD 16.3 billion. Net interest margin reached 8.41 percent, up 40 basis points from the prior quarter, while non-interest expense declined 2 percent to USD 8.9 billion, according to the October 20 release.

Adjusted diluted earnings per share were USD 6.69, compared with GAAP diluted earnings per share of USD 5.61. The adjustment included USD 0.60 per share of acquisition amortization, USD 0.42 for Discover integration expenses and USD 0.06 for Brex integration expenses.

Three dated developments carry the story

On April 7, 2026, Capital One completed the acquisition of Brex in a stock and cash transaction, according to the company release. On September 29, 2026, Citigroup cut its Capital One price target from USD 295.00 to USD 280.00 while keeping a Buy rating, as reported by MarketBeat. On October 20, 2026, Capital One reported third-quarter net income of USD 3.5 billion and adjusted diluted earnings per share of USD 6.69.

What does the margin show?

The 8.41 percent net interest margin was 40 basis points higher than in the second quarter, giving the earnings update an operating measure beyond the headline profit. Credit conditions still require attention: third-quarter net charge-offs were USD 3.1 billion, while total deposits declined 1 percent to USD 480.7 billion.

Capital One stock stays in focus

The latest results combine higher revenue and a lower expense base with ongoing acquisition-related adjustments. Capital One also reported USD 672.9 billion in total assets and USD 480.7 billion in deposits as of September 30, 2026. The company operates through Credit Card, Consumer Banking and Commercial Banking businesses.

Capital One was trading at EUR 182.28 at Lang & Schwarz on October 22, 2026 at 10:57 a.m. CEST. The further course of trading is shown by the continuously updated real-time quote of Capital One stock.