HDFC Bank reports 22.80 percent term-deposit growth for HDFC Bank stock

Published on 10/29/2026 at 15:39 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

CASA deposits made up 31.60 percent of deposits in the September quarter. HDFC Bank stock stood at EUR 19.45 on October 29, 2026.

What changed for HDFC Bank

Net profit increased 4.70 percent year over year in the September quarter.
Net interest income rose 9.70 percent in the same period.
Net interest margin stood at 3.16 percent on total assets.

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HDFC Bank (ISIN US40415F1012) reported 22.80 percent year-over-year growth in term deposits for the quarter ended September 30, 2026. The shift matters because low-cost CASA deposits grew 10.80 percent, according to the bank's HDFC Bank release approved on October 17, 2026.

Low-cost funding loses share

CASA deposits accounted for 31.60 percent of total deposits at September 30, down from 33.90 percent a year earlier. Total deposits still increased 18.80 percent year over year, but the mix points to greater reliance on term funding.

Margins remain the key test

Net profit increased 4.70 percent year over year in the September quarter, while net interest income rose 9.70 percent. Net interest margin stood at 3.16 percent on total assets, making deposit costs a central issue for incoming chief executive Anup Bagchi.

Price and investor context

HDFC Bank stock was trading at EUR 19.45 at Lang & Schwarz on October 29, 2026 at 3:32 p.m. CET. A dated Xetra comparison is not stated here, so no daily percentage is assigned.

The further course of trading is shown by the continuously updated real-time quote of HDFC Bank stock.