ING confirms 2027 capital rules: 4.2 percent leverage ratio matters for ING Groep stock

Published on 10/28/2026 at 10:22 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

ING keeps its CET1 requirement at 11.12 percent for 2027. A 4.2 percent leverage ratio frames ING Groep stock after the ECB review.

Capital requirements for 2027

ING received the ECB's 2026 SREP outcome on October 28, 2026, with a 170 basis-point Pillar 2 requirement.
ING's fully loaded CET1 requirement remains 11.12 percent and its total capital requirement 15.37 percent for 2027.
ING Groep stock was trading at EUR 29.26 at 10:16 a.m. CET at Lang & Schwarz on October 28, 2026.
ING's CET1 ratio was 13.1 percent and its leverage ratio 4.2 percent on June 30, 2026.

ING Groep, NL0011821202, Illustration mit AI erstellt.

ING Groep (ISIN NL0011821202) received the 2026 Supervisory Review and Evaluation Process outcome on October 28, 2026, setting stable capital requirements for 2027. The ING release says the Pillar 2 additional own funds requirement remains 170 basis points.

Capital rules stay stable

The fully loaded CET1 requirement remains 11.12 percent, while the total capital requirement stays at 15.37 percent for 2027. The leverage-ratio Pillar 2 requirement remains 10 basis points, producing an overall leverage requirement of 3.6 percent.

For investors, the key comparison is ING's capital position against those regulatory floors. As of June 30, 2026, ING reported a CET1 ratio of 13.1 percent and a leverage ratio of 4.2 percent, giving the bank a capital cushion above the stated requirements.

What does the capital floor mean?

The unchanged 170 basis-point requirement removes a new regulatory increase from the immediate capital picture. ING's disclosed ratios also provide a quantified reference point: the 13.1 percent CET1 ratio was 1.98 percentage points above the 11.12 percent requirement, while the 4.2 percent leverage ratio was 0.60 percentage points above the 3.6 percent overall requirement.

Three dated ING developments

On September 17, 2026, ING announced the planned redemption of USD 1.5 billion of perpetual capital securities on November 16, 2026. On October 27, 2026, ING reported that its EUR 1.0 billion share buyback programme had been completed, with 34,954,008 ordinary shares repurchased. The October 28, 2026 SREP outcome is the latest development and fixes the 2027 regulatory requirements at the levels above.

Next reporting dates

ING's investor calendar sets October 29, 2026, at 7:00 a.m. CET for third-quarter 2026 results and 9:00 a.m. CET for the analyst conference call. The planned redemption date for the perpetual capital securities is November 16, 2026.

Stock price in Berlin

ING Groep was trading at EUR 29.26 at Lang & Schwarz on October 28, 2026, at 10:16 a.m. CET. The quote is presented without a daily percentage because the available evidence does not establish a dated Xetra closing reference for this issuer.

The further course of trading is shown by the continuously updated real-time quote of ING Groep stock.