ING Groep stock: Q3 profit supports new capital distribution

Published on 10/30/2026 at 16:11 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

ING Groep stock reflects stronger third-quarter earnings and a new capital-return plan. Management kept its 2026 outlook unchanged.

ING strengthens capital returns

Third-quarter net result rose 3.5% year-on-year, while return on tangible equity reached 16.3%.
Customer growth, lending and deposits supported commercial momentum during the quarter.
The new distribution combines a share buyback with a cash payment planned for January 2027.

ING Groep, NL0011821202, Illustration mit AI erstellt.

ING Groep reported stronger commercial activity in the third quarter and announced another capital distribution on Thursday, October 29, 2026. The Dutch bank's official 3Q2026 press release said net result increased 3.5% year-on-year to EUR 1,850 million, with return on tangible equity at 16.3%.

Commercial momentum supports the outlook

ING added 259,000 mobile primary customers during the quarter. Net core lending increased by EUR 11.0 billion and net core deposits by EUR 12.1 billion, while fee income rose 9.3% year-on-year to EUR 1,273 million.

Profit before tax advanced 5.7% to EUR 2,705 million. Management said the bank remains on track to deliver its 2026 outlook, although interest-rate volatility continues to affect other income. ING is also simplifying its Wholesale Banking activities as it seeks to make the business easier for clients to use.

New payout sets the capital signal

ING announced a further distribution of up to EUR 1.9 billion after completing the share buyback programme announced in April. The package includes a buyback of up to EUR 1.65 billion and a EUR 250 million cash payment scheduled for January 14, 2027. The bank said the ECB approved the distribution.

The CET1 ratio stood at 13.3% at the end of the quarter. Two risk-transfer transactions generated EUR 3.0 billion of risk-weighted-asset relief, giving ING room to return additional capital while maintaining its stated capital position.

ING Groep stock traded at EUR 28.32 on Lang & Schwarz at 16:04:39 Berlin time on Friday, October 30, 2026. The real-time quote of ING Groep stock provides the latest market reference.