Lloyds reported GBP 1,666 million Q3 profit. Lloyds Banking stock gains 1.67 percent
Published on 10/26/2026 at 10:39 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWSResults and valuation
- Lloyds reported GBP 1,666 million in third-quarter net income on October 21, 2026.
- First-half statutory profit after tax rose 23.00 percent to GBP 3.1 billion in 2026.
- Lloyds Banking stock trades at EUR 1.22 at 10:36 a.m. CEST at Lang & Schwarz on October 26, 2026, 1.67 percent above the Xetra close of October 23, 2026.
Lloyds Banking (ISIN GB0008706128) reported GBP 1,666 million in net income for the third quarter ended September 30, 2026. MarketScreener reported on October 21, 2026 that net interest income reached GBP 3,828 million and basic earnings per share from continuing operations was GBP 0.026.
The euro quote gives the market context for the results. Lloyds Banking stock was trading at EUR 1.22 at Lang & Schwarz on October 26, 2026 at 10:36 a.m. CEST, up 1.67 percent versus the Xetra close of October 23, 2026 at EUR 1.20.
Third-quarter results set the tone
The nine-month figures broaden the picture: net interest income reached GBP 11,106 million and net income GBP 4,789 million through September 30, 2026, according to MarketScreener. Basic earnings per share for continuing operations stood at GBP 0.074 for the same period.
The company had already reported statutory profit after tax of GBP 3.1 billion for the first half of 2026, an increase of 23.00 percent from the prior-year period. Its return on tangible equity reached 17.10 percent, while 2026 guidance calls for underlying net interest income above GBP 14.9 billion and a cost-to-income ratio below 50 percent, according to Lloyds Banking Group.
Three dated Lloyds milestones
On September 21, 2026, Lloyds appointed Nick Williams as chief executive of Partner Finance; on July 30, 2026, it reported GBP 3.1 billion in first-half statutory profit after tax; on October 21, 2026, it reported GBP 1,666 million in third-quarter net income, according to Lloyds Banking Group and MarketScreener.
What does the profit mean for margins?
The main counterweight is deposit competition. On October 16, 2026, RBC Capital Markets downgraded Lloyds from Outperform to Sector Perform and cut its target from GBp 124.00 to GBp 115.00, citing pressure on net interest margins, as reported by Markets Insider. The downgrade puts margin execution alongside profit growth as the key test for the next update.
Next reporting date
Lloyds has scheduled its 2026 third-quarter results for October 29, 2026, with a presentation at 9:30 a.m., according to Lloyds Banking Group.
Price holds above the Xetra close
The stock's EUR 1.22 quote is EUR 0.02 above the Xetra close of EUR 1.20, while its 52-week range on the euro listing is EUR 0.98 to EUR 1.38. Market capitalization stood at EUR 69.5 billion as of October 26, 2026.
Lloyds Banking stock was trading at EUR 1.22 at Lang & Schwarz on October 26, 2026 at 10:36 a.m. CEST, 1.67 percent above the Xetra close of October 23, 2026 at EUR 1.20. The further course of trading is shown by the continuously updated real-time quote of Lloyds Banking stock.
Lloyds Banking market data
- Company: Lloyds Banking Group plc
- ISIN: GB0008706128
- Ticker: LLOY
- Primary exchange: LSE
- Price Lang & Schwarz (as of October 26, 2026, 10:36 a.m. CEST): EUR 1.22
- Change versus Xetra close: plus 1.67 percent
- Xetra close (October 23, 2026): EUR 1.20
- Market capitalization: EUR 69.5 billion (as of October 26, 2026)
- 52-week range: EUR 0.98-EUR 1.38 (as of October 26, 2026)
- Sector / Industry: Financial Services / Banks - Regional
Market context: Market report FTSE 100.
