Synchrony Financial stock gains 1.24 percent on NYSE

Published on 09/24/2026 at 22:02 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Synchrony Financial stock traded at USD 71.55 on September 24, 2026, while its 52-week high was USD 88.77. Second-quarter net earnings reached USD 885 million.

Comic-Illustration einer Kartenzahlung an der Kasse im bunten Pop-Art-Stil — Farbenfrohe Pop-Art-Comicszene an der Kasse symbolisiert humorvoll das Geschäft von Synchrony Financial, ISIN US87165B1035, Illustration mit AI erstellt.

Synchrony Financial stock (ISIN US87165B1035) was trading at USD 71.55 on the NYSE on September 24, 2026, up 1.24 percent from the previous close. The price remained 19.4 percent below its 52-week high of USD 88.77, putting the latest market move alongside a clear longer-term valuation gap.

Second-quarter earnings set the base

Fortune reports that Synchrony generated USD 885 million in net earnings in the second quarter of 2026, equal to USD 2.59 per diluted share. Return on average assets was 2.9 percent, while return on tangible common equity reached 25.2 percent.

The earnings profile also included a quantified operating comparison. Net interest income rose 2 percent from the prior year to USD 4.6 billion, while purchase volume increased 8 percent year over year, according to Fortune.

Credit quality shapes the outlook

Synchrony's net interest margin stood at 15.08 percent in the second quarter of 2026, 30 basis points above the prior-year level but 42 basis points below the preceding quarter. The combination shows why margin direction and credit costs matter more than headline earnings alone for the consumer lender.

The net charge-off rate was 5.43 percent, down from 5.70 percent in the prior year. Ending loan receivables reached USD 102 billion, up 2 percent year over year, giving the balance sheet a larger lending base while keeping credit performance central to the investment case.

Stock stays below its yearly high

Synchrony Financial had a market capitalization of USD 23,279,958,231 on September 24, 2026. The stock's 52-week range was USD 63.08 to USD 88.77, so the latest price sat USD 8.47 above the yearly low and USD 17.22 below the yearly high.