USDC price holds near peg as payments pilot broadens use
Published on 11/07/2026 at 13:03 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWSUSDC use expands beyond trading
- USDC traded at 1.0012 USD on Investing.com at 12:37:49 Berlin time on November 7, 2026.
- Circle reported 13.9 trillion USD in third-quarter onchain USDC transaction volume, up 49 percent year over year.
- A Colombian pilot is testing USDC settlement alongside existing instant-payment infrastructure.
The USDC price remained close to its dollar peg on November 7, while the stablecoin's payment use continued to expand. Investing.com showed a price of 1.0012 USD at 12:37:49 Berlin time, equal to 0.12 percent above the one-dollar reference value. The page also displayed a market capitalization of 70.35 billion USD and 19.73 billion USD in 24-hour volume.
Payments pilot adds practical use
A recent development is a collaboration between ACI Worldwide and Circle to test USDC settlement in Colombia. According to Circle's investor release, the initiative uses ACI Connetic and is designed to examine how stablecoin settlement can work alongside Bre-B, Colombia's interoperable instant-payment system. The announcement does not represent a completed commercial rollout, but it offers a concrete test of how USDC could connect blockchain settlement with established payment rails.
Usage rises as reserve income falls
Circle's third-quarter results provide a broader view of the network. The company reported average USDC circulation of 73.3 billion USD, an 8 percent year-over-year increase, while onchain transaction volume reached 13.9 trillion USD, up 49 percent. Transaction volume measures activity on blockchains and can include repeated transfers; it is not equivalent to consumer payments or the amount of USDC outstanding.
At the same time, Circle's reserve income fell 8 percent year over year to 657.6 million USD as the average return on reserves declined to 3.5 percent. Total revenue and reserve income rose 17 percent to 865 million USD, but the quarter included 182 million USD from an Arc token presale, a non-recurring item that lifted reported revenue. That distinction matters for investors assessing the issuer's underlying exposure to interest rates and stablecoin growth.
What investors should watch
For USDC, the key indicators remain the dollar peg, circulation, payment activity and the quality of reserve disclosures. Circle says USDC is redeemable one-to-one for USD and backed by cash and cash-equivalent assets. Its website reported 71.0 billion USDC in circulation as of October 26, 2026, a separately dated figure from the live market data shown above.
Further developments around payment integrations and network activity may influence adoption, but the Colombian pilot and the reported transaction figures should not be treated as guarantees of future growth. Read more related coverage on the USDC topic page.
