ATB stock: Credit ratings reaffirmed with stable outlook

Capital Intelligence Ratings reaffirmed Arab Tunisian Bank's credit ratings on November 3, 2026, according to African Manager. The decision keeps the Tunisian lender's external credit assessment unchanged while maintaining stable outlooks for its long-term foreign-currency and standalone ratings.

Ratings stay unchanged

Capital Intelligence Ratings kept ATB's long-term foreign-currency rating at C+ and its short-term foreign-currency rating at C. The agency also reaffirmed the bank's standalone rating at c, its core financial strength rating at b and its exceptional support level at Moderate.

Sovereign risk remains key

ATB's long-term foreign-currency and standalone ratings remain constrained by the agency's assessment of Tunisia's sovereign credit risk. The stable outlook reflects what the rating agency described as encouraging signs of stabilization, although it continues to regard sovereign risks as high.

The assessment also considers Tunisia's narrowing current-account deficit, supported by higher agricultural exports and tourism receipts. For investors, the rating decision leaves the bank's external credit profile closely linked to developments in the Tunisian economy and public finances.

ATB's banking platform

ATB is a Tunisian commercial bank headquartered in Tunis. Its services include deposit accounts, lending, investment products, portfolio management and digital banking tools such as ATB Connect, ATB Pay and ATB Messenger, according to the Arab Tunisian Bank website.

The bank is a subsidiary of Arab Bank and supports retail, business and international banking activities. Its product range also includes financing for entrepreneurs and companies, agriculture-related offers, savings products and securities services.