BRI stock gains as Q2 2026 profit jumps 17.5 percent

PT Bank Rakyat Indonesia (Persero) Tbk, better known as BRI (ISIN ID1000118201), is drawing investor attention after reporting a strong set of Q2 2026 figures and seeing its stock supported by renewed foreign buying as of September 2, 2026.

Q2 2026 earnings show double digit profit growth

According to an earnings update reported by Antara News on September 2, 2026, BRI booked net profit of around IDR 31.2 trillion in Q2 2026, representing an increase of 17.5 percent year on year compared with Q2 2025. This jump in profitability reflects the impact of the bank's ongoing transformation program and cost discipline, including a lower cost of funds and improving cost to income ratio.

The same Antara coverage highlights that BRI's total assets reached approximately IDR 2,352 trillion by the end of Q2 2026, up 11.7 percent year on year, underscoring the bank's position as one of Indonesia's largest lenders by asset base. Loan growth has been robust as well: total credit outstanding climbed 16.2 percent year on year to about IDR 1,646 trillion in Q2 2026, while third party funds stood near IDR 1,581 trillion, up 6.7 percent year on year.

Loan quality and profitability metrics remain resilient

Beyond headline profit, BRI's operational metrics in Q2 2026 suggest resilient loan quality and efficient capital use. Antara's report notes that the bank's non performing loan ratio eased from 3.0 percent to 2.9 percent year on year, while cost of credit improved from 3.4 percent to 3.1 percent, indicating better risk management and healthier asset quality.

Return metrics have also strengthened. Return on equity increased from 16.6 percent in Q2 2025 to 18.8 percent in Q2 2026, and return on assets held around 2.7 percent, signaling that BRI is generating higher earnings from its capital base. An analysis by Investor.id of BRI's first half 2026 performance adds that net interest income for H1 2026 rose 9.9 percent to about IDR 80.5 trillion versus the prior year, while net profit for the same period similarly grew 17.5 percent to IDR 31.2 trillion.

Foreign investors and analysts support BRI shares

Market data compiled by CNBC Indonesia shows that foreign investors have recently stepped up purchases of large Indonesian bank stocks, with BRI among the main beneficiaries. In one report published on September 2, 2026, foreign net buy in BRI shares reached around IDR 841 billion, with total foreign buying of about IDR 1.15 trillion against sales of IDR 305.9 billion. This strong foreign demand has helped support the share price and underscores international confidence in the bank's earnings outlook.

The same coverage notes that BRI stock closed at IDR 3,380 in the latest completed trading session, up about 4 percent compared with the preceding session's closing level, placing the stock among the key contributors to gains in the Jakarta Composite Index. A separate daily focus report from Mirae Asset indicates that at a price of IDR 3,380 per share and a market capitalization of roughly IDR 512,269 billion, BRI trades at around 9.7 times earnings and 1.7 times book value, with return on equity near 19.2 percent based on recent metrics.

Microfinance remains a core business pillar

BRI is widely recognized for its focus on micro, small and medium enterprise lending, and recent data underline the scale of this activity. As reported by Antara, BRI has disbursed cumulative microcredit under the KUR program of about IDR 1,539 trillion to 48.4 million borrowers over the period from 2015 through Q2 2026. In Q2 2026 alone, micro and small business loans formed a substantial portion of the bank's portfolio, with total credit reaching around IDR 1,645.5 trillion and deposits near IDR 1,580.7 trillion.

For investors, the continued expansion of BRI's microfinance franchise, supported by government programs and the bank's extensive branch network, is a key driver of both loan growth and fee income. The combination of rising net interest income, improving asset quality and a dominant position in micro and small business lending suggests that BRI's core business remains structurally well positioned in Indonesia's banking sector.

BRI stock and market snapshot

BRI stock trades on the Indonesia Stock Exchange in Jakarta under the ticker BBRI. As of the latest available closing price on September 2, 2026, the shares changed hands at around IDR 3,380, and the bank's market capitalization stood close to IDR 512,269 billion. With foreign investors actively increasing their exposure and analysts highlighting the bank's double digit profit growth, BRI stock remains a central large cap name for those following Indonesian financials.