Citizens & Northern stock reports a Q2 EPS beat before October

Citizens & Northern stock was trading at USD 25.29 on the Nasdaq Capital Market on September 24, 2026, up 0.29 percent and 4.1 percent below its 52-week high of USD 26.37. The latest quarterly figures showed adjusted earnings per share of USD 0.79 against consensus of USD 0.63, giving the bank a concrete earnings cushion ahead of its October report.

Q2 earnings beat expectations

According to MarketBeat, Citizens & Northern posted USD 0.79 earnings per share for the quarter released on August 7, 2026, compared with the USD 0.63 analyst estimate. The USD 0.16 difference represents a 25.4 percent premium to consensus and is the clearest quantified signal in the current company picture.

Quarterly revenue reached USD 39.65 million, while analysts expected USD 38.60 million, a USD 1.05 million or 2.7 percent beat. MarketBeat also reported a 13.28 percent net margin and a 9.54 percent return on equity for the period, figures that frame the earnings result as a profitability story rather than a revenue-only surprise.

Board filing adds a governance detail

A September 18, 2026 amendment gives the board more flexibility over the frequency of regular meetings, according to the company filing summarized by StockTitan. The filing identifies the common stock as CZNC on the Nasdaq Capital Market, while the company operates as the holding company for Citizens & Northern Bank.

Next earnings date approaches

The next report is scheduled for October 21, 2026, with a consensus EPS estimate of USD 0.56, according to AltIndex. That estimate is USD 0.23 below the latest USD 0.79 result, making the next release an important test of whether the Q2 earnings level carries into the following quarter.

Stock stays below yearly high

Citizens & Northern had a market capitalization of USD 453,166,355 on September 24, 2026. Its USD 25.29 intraday price was above the session open of USD 25.35? No, the quote showed an open of USD 25.35 and a session range of USD 25.21 to USD 25.36, placing the stock near the upper end of the session range despite remaining below the yearly high.