Kotak Mahindra Bank stock: Q2FY27 profit reaches INR 5,645 crore

Published on 11/13/2026 at 01:53 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Kotak Mahindra Bank stock stays in focus after the bank presented Q2FY27 highlights. The update covers deposits, capital strength and asset quality.

Kotak reports Q2FY27 highlights

Kotak Mahindra Bank presented consolidated and standalone operating highlights for Q2FY27.
The update covers customer assets, deposits, capital ratios and asset quality.
The bank continues to expand its digital offering alongside its branch network.

Kotak Bank, INE237A01028, Illustration mit AI erstellt.

Kotak Mahindra Bank highlighted a consolidated profit after tax of INR 5,645 crore for Q2FY27 on its investor-relations page. The company also presented customer assets of INR 699,250 crore and net worth of INR 194,706 crore.

The standalone figures show profit after tax of INR 4,212 crore, deposits of INR 651,491 crore and customer assets of INR 626,801 crore. The bank reported a CASA ratio of 38.2 percent, a net interest margin of 4.31 percent and a net non-performing asset ratio of 0.24 percent.

Capital and digital expansion

Kotak Mahindra Bank reported a common equity tier 1 ratio of 22.1 percent on a standalone basis and a capital adequacy ratio of 22.4 percent in the consolidated highlights. The page also lists 5.1 crore customers and 2,327 bank branches, with additional operations in DIFC and GIFT City.

The bank is promoting a digital model built around four applications and identifies Kotak Cherry as its investment super-app. Its latest-news section also lists an RBI approval for Anup Kumar Saha as managing director and chief executive, as well as a co-branded credit-card initiative with Amazon Pay.