Minsheng Bank declares CNY 1.18 dividend: what it means for Minsheng Bank stock

Published on 10/07/2026 at 00:34 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Profit fell 8.62 percent in the first half of 2026 to CNY 19.5 billion. Minsheng Bank stock saw CNY 31.5 billion in credit losses, up 20.81 percent.

Minsheng Bank, CNE100000HF9, Illustration mit AI erstellt.

Minsheng Bank (ISIN CNE100000HF9) declared a CNY 1.18 interim dividend per 10 shares for the first half of 2026, giving investors a concrete payout figure as credit costs rise. According to Futubull on September 28, 2026, the dividend was declared alongside the bank's interim results.

What the 29.78 percent payout means

The interim dividend totaled CNY 5.17 billion and represented 29.78 percent of net profit attributable to ordinary shareholders in the first half of 2026, according to Futubull. That payout gives the distribution a clear earnings reference, while the results show that income growth did not translate into higher profit.

Operating income reached CNY 73.70 billion in the first half of 2026, up 4.23 percent year over year, while net interest income increased 6.87 percent to CNY 52.60 billion. The combination points to continued revenue expansion alongside heavier credit charges.

Credit costs cut first-half profit

Net profit attributable to shareholders fell 8.62 percent to CNY 19.50 billion in the first half of 2026. Credit impairment losses rose 20.81 percent to CNY 31.50 billion, making asset quality and provisioning the key counterweight to the bank's higher operating income, according to Futubull.

The non-performing loan ratio was 1.47 percent at the end of June 2026, down 0.02 percentage points from the end of 2025, while general corporate loans rose 5.59 percent to CNY 27,128.00 billion. The figures show a mixed operating picture: credit growth continued, but provisions absorbed more of the bank's earnings.

EUR 0.39 prior close sets market reference

Lang & Schwarz lists a prior close of EUR 0.39 for October 5, 2026. The H-share listing uses ticker 01988 on the Hong Kong Stock Exchange, and its banking classification is confirmed by Aurelian, which identifies 01988.HK as a Hong Kong main-board bank listing.

The further course of trading is shown by the continuously updated real-time quote of Minsheng Bank stock.