Territorial Bancorp stock story shifts as Hope Bancorp reports growth

Published on 11/13/2026 at 01:08 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Territorial Bancorp stock is now tied to Hope Bancorp's Hawaii banking platform. The parent reported stronger third-quarter earnings.

Hope Bancorp expands Territorial platform

Hope Bancorp reported stronger third-quarter earnings, supported by loan growth, lower deposit costs and wider net interest margins.
The Territorial Savings banner remains part of Bank of Hope's Hawaii branch network after the completed merger.

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Hope Bancorp reported stronger third-quarter results on October 28, 2026, giving investors a fresh view of the banking platform that now includes the Territorial Savings franchise. According to the Hope Bancorp earnings release, third-quarter net income rose 16 percent from a year earlier to USD 35.6 million. Excluding notable items, which included merger-related costs, net income was USD 37.5 million.

Earnings improve across core banking

Net interest income increased 7 percent year over year to USD 135.4 million, while net interest margin widened to 3.02 percent from 2.89 percent in the year-earlier quarter. Noninterest income rose 44 percent to USD 22.1 million, helped by customer-related fees and gains on Small Business Administration loan sales.

Hope Bancorp said gross loans reached USD 15.12 billion at September 30, up 3 percent from a year earlier. Deposits stood at USD 16.12 billion, also 2 percent above the prior-year level, while the proportion of time deposits declined to 36.7 percent from 39.9 percent.

Territorial banner remains in Hawaii

The company completed its acquisition of the SMBC MANUBANK commercial banking unit on October 1. The transaction added approximately USD 2.20 billion of loans and USD 2.60 billion of deposits before purchase accounting adjustments, while the wider Bank of Hope network included 28 Hawaii branches operating under the Territorial Savings banner.

For investors tracking the former Territorial Bancorp listing, the operational focus has therefore shifted from a standalone issuer to the performance and integration of the wider Hope Bancorp group. The latest release points to loan growth, funding costs and integration execution as the main factors shaping the banking platform's next phase.

Business model and market position

Hope Bancorp is the holding company for Bank of Hope, a California-chartered regional bank headquartered in Los Angeles. It provides commercial, corporate and consumer banking, including commercial real estate lending, SBA lending, residential mortgages, treasury management, foreign exchange and trade finance. Its operating footprint spans the continental United States and Hawaii, with Territorial Savings serving as the group's Hawaii banner.