UBCI stock: UBCI reports 11.10 percent income growth. TND 778.1 million values UBCI stock

Published on 10/24/2026 at 04:22 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

UBCI lifted nine-month net banking income to TND 289.1 million, up 11.10 percent year over year. UBCI stock has a TND 778.1 million market value.

Income growth and funding strength

UBCI reported TND 289.1 million in net banking income for the first nine months of 2026 on October 21, 2026.
Customer deposits rose 8.60 percent to TND 4.30 billion at September 30, 2026.
Operating income increased 8.70 percent to TND 460.4 million in the first nine months of 2026.
UBCI carried a TND 778.1 million market capitalization and a TND 20.86 to TND 41.80 52-week range as of October 18, 2026.

UBCI, TN0002400505, Illustration mit AI erstellt.

UBCI (ISIN TN0002400505) increased net banking income 11.10 percent year over year to TND 289.1 million in the first nine months of 2026. The result was published in the bank's third-quarter activity indicators dated October 21, 2026, carried by Zonebourse.

Income growth outpaces costs

The latest figures point to a favorable revenue-cost spread. Banking operating income rose 8.70 percent to TND 460.4 million for the nine months ended September 30, 2026, while operating expenses increased 4.90 percent to TND 171.3 million, according to African Manager.

Securities portfolio income was the strongest disclosed contributor, rising 28.20 percent to TND 94.4 million. Net commission income increased 10.60 percent to TND 50.1 million, while the interest margin grew 2.30 percent to TND 144.6 million during the same period.

What does funding mean for growth?

UBCI's balance-sheet expansion gives the income result a broader operating context. Customer deposits reached TND 4.30 billion at September 30, 2026, up 8.60 percent from a year earlier, while net customer loans rose 5.90 percent to TND 3.86 billion, according to African Manager.

The bank also reported TND 95 million in two special funding lines for small and medium-sized enterprises and sustainable finance. Borrowings and special funding therefore reached TND 263.3 million, compared with TND 45.4 million a year earlier, a rise of 480.44 percent.

Three events shape the picture

On May 6, 2026, UBCI announced an annual dividend payable on May 7, 2026. On September 9, 2026, it published first-half results showing net banking income of TND 194.9 million and net profit of TND 30.0 million, up 9.70 percent year over year. On October 21, 2026, the bank published third-quarter indicators with nine-month net banking income of TND 289.1 million, according to Zonebourse.

Valuation stays tied to Tunisian trading

UBCI is listed on the Bourse Tunis under ticker UBCI. A market profile dated October 18, 2026 placed its market capitalization at TND 778.1 million and its 52-week range at TND 20.86 to TND 41.80, according to Investing.com.

UBCI stock market context

The combination of 11.10 percent net banking income growth and 4.90 percent operating expense growth makes cost discipline a central part of the current investment case. The next visible milestone is the bank's reporting cycle after the September 30, 2026 indicators.