UIB stock reports 6.6 percent profit growth in H1 2026

Published on 10/08/2026 at 01:40 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

UIB stock delivered TND 52.3 million in H1 2026 net income, up 6.6 percent from a year earlier. Net banking income rose 5.9 percent to TND 273.8 million.

UIB, TN0003900107, Illustration mit AI erstellt.

UIB stock delivered TND 52.3 million in net income for the first half of 2026, a 6.6 percent increase from the year-earlier period. The figures, updated by Prime Partners Holdings on October 2, 2026, show a bank improving profitability while balance-sheet volumes remain broadly stable.

Income rises through June

UIB's net banking income reached TND 273.8 million in H1 2026, up 5.9 percent from H1 2025, while net income rose at a faster 6.6 percent rate, according to Prime Partners Holdings. That gap matters because it indicates that the bottom line expanded faster than the bank's core banking income during the period ended June 30, 2026.

The same H1 2026 analysis places UIB's customer loans at TND 6.480 billion and customer deposits at TND 7.186 billion. The resulting 90.2 percent loans-to-deposits ratio leaves the bank between the more deposit-rich lenders and the institutions that have already mobilized most of their customer funding.

Funding remains the key balance

For UIB, the 90.2 percent ratio is more informative than the income increase alone. It shows that customer deposits exceeded loans by TND 706 million in H1 2026, creating a funding base that can support lending while still requiring careful loan selection and risk control.

ilBoursa also places UIB's H1 2026 loans at TND 6.480 billion and deposits at TND 7.186 billion, while describing the bank's volumes as broadly steady. The combination points to gradual improvement in productivity and risk indicators rather than a rapid expansion of the balance sheet.

UIB keeps a middle position

The Tunis Stock Exchange bulletin identifies UIB under ticker UIB and ISIN TN0003900107 on the main market for capital securities, as shown in its September 28, 2026 bulletin. That listing status gives the H1 figures a clear market context, while the operating data define the immediate investor question: whether the 6.6 percent profit growth can continue as funding quality and loan selection improve.

H1 profit growth sets the reference point

UIB's TND 52.3 million H1 2026 net income and TND 273.8 million net banking income provide the central operating reference for the stock after the period ended June 30, 2026. The next sign of progress will be whether income growth continues to outpace the 5.9 percent increase in net banking income.