United Bancorp stock: Weiss cuts United Bancorp stock rating to Hold

Published on 10/24/2026 at 03:01 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Weiss Ratings cut the rating to Hold on September 22, 2026. United Bancorp stock posted USD 0.36 earnings per share on USD 8.62 million revenue.

Banking metrics and market context

Weiss Ratings cut United Bancorp to Hold on September 22, 2026.
Second-quarter revenue reached USD 8.62 million alongside USD 0.36 earnings per share.
United Bancorp paid a USD 0.1975 quarterly dividend on September 18, 2026.
United Bancorp had a USD 78.7 million market capitalization as of October 23, 2026.

UBCP, US9099111091, Illustration mit AI erstellt.

United Bancorp, Inc. (ISIN US9099111091) reported second-quarter earnings per share of USD 0.36 and revenue of USD 8.62 million, according to MarketBeat on October 13, 2026. The latest company-specific signal was a September 22 rating cut from Buy to Hold by Weiss Ratings, as reported by MarketBeat.

What changed in September?

Weiss Ratings lowered United Bancorp from Buy to Hold on September 22, 2026. The report gave no new price target in the cited coverage, leaving the rating change as the clearest recent analyst action. MarketBeat said one analyst covered the company with a Hold rating, so the rating shift carries more weight than a broad analyst consensus.

Three dated signals shape the picture

United Bancorp's recent chronology is compact but measurable. On July 24, 2026, the company reported USD 0.36 earnings per share and USD 8.62 million in revenue, according to MarketBeat. On September 18, 2026, the company paid a quarterly dividend of USD 0.1975, up from USD 0.1950, the same report said. On September 22, 2026, Weiss Ratings cut its rating to Hold, the latest dated event in that sequence.

Why the dividend matters

The dividend provides a second lens on the stock after the rating change. The USD 0.1975 payment represented a USD 0.0025 increase from the previous quarterly dividend, while the annualized payout was USD 0.79, according to MarketBeat. That combination places income distribution beside the weaker analyst signal rather than replacing it.

United Bancorp remains a small regional bank

United Bancorp says it operates through Unified Bank and maintains 18 banking offices. The company is listed on the NASDAQ Capital Market under UBCP and is part of the Russell Microcap Index, according to its corporate profile at United Bancorp. Its market capitalization was USD 78.7 million as of October 23, 2026, making the rating change relevant to a small-cap banking company rather than a diversified financial group.

Market context for UBCP

United Bancorp combines a USD 0.36 second-quarter earnings figure with a USD 0.1975 quarterly dividend and a September 22 rating downgrade. The next investor assessment will depend on whether subsequent reports preserve the earnings and dividend profile described above.