WaFd stock: WaFd reports fiscal 2026 earnings. USD 2.2 billion values WaFd stock at market close
Published on 10/24/2026 at 00:53 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWSFiscal results and credit quality
- WaFd reported USD 255.9 million in fiscal 2026 net income on October 15, 2026.
- Fourth-quarter net charge-offs reached USD 39.2 million for the period ended September 30, 2026.
- WaFd carried a USD 2.2 billion market capitalization as of October 23, 2026.
WaFd, Inc. (US9388241096) reported USD 255.9 million in fiscal 2026 net income, up 13 percent from fiscal 2025, while diluted earnings per common share rose 22 percent to USD 3.21. The October 15, 2026 results were published by Financial Times.
What changed in the fourth quarter?
Quarterly net income was USD 59.99 million for the period ended September 30, 2026, down 9 percent from the prior quarter, while net interest income reached USD 182.4 million. The Financial Times report also showed a 2.81 percent net interest margin and USD 39.2 million in net charge-offs, compared with USD 1.6 million in the preceding quarter.
Credit quality improved alongside the charge-off burden. Non-performing assets fell to 0.32 percent of total assets from 0.49 percent at June 30, 2026, and delinquencies declined to 0.50 percent of loans from 0.75 percent.
Three events shaped the year
On September 4, 2026, WaFd paid a USD 0.27 cash dividend per share, according to Financial Times. On September 7, 2026, it announced the EverBank merger, also recorded in the company announcement carried by Financial Times.
On October 15, 2026, WaFd released fiscal-year net income of USD 255.87 million and annual diluted earnings per common share of USD 3.21. The company also reported total assets of USD 27.23 billion as of September 30, 2026, with Financial Times carrying the release and its financial tables.
Analyst targets move lower
Keefe, Bruyette and Woods cut its WaFd price target from USD 40.00 to USD 34.00 on October 19, 2026, while retaining a Market Perform rating, according to MarketBeat. That revision contrasts with the 22 percent annual increase in diluted earnings per common share and leaves credit costs as a central measure for the merger period.
Next reporting date
WaFd is scheduled to report first-quarter fiscal 2027 results on January 21, 2027, according to Barrons.
Stock valuation and trading context
WaFd's primary listing is Nasdaq under ticker WAFD, as stated on its WaFd investor-relations page. The stock had a USD 2.2 billion market capitalization as of October 23, 2026, with a USD 28.10 to USD 39.49 52-week range.
On Nasdaq, the last available quote was USD 29.47 on October 23, 2026 at 4:00 p.m. ET. The further course of trading is shown by the continuously updated real-time quote of WaFd stock.
WaFd stock key data
- Company: WaFd, Inc.
- ISIN: US9388241096
- Ticker: WAFD
- Primary exchange: Nasdaq
- Market capitalization: USD 2.2 billion (as of October 23, 2026)
- 52-week range: USD 28.10-USD 39.49 (as of October 23, 2026)
- Sector / Industry: Financial Services / Banks - Regional
Market context: Market report S&P 500.
