Kojamo outlines long-term rental strategy, Finnish residential stock in sector focus

By Stefan Krueger, Long-Term & Business Model desk. Reviewed prior to publication on 2026-06-28, 14:58.

Kojamo (FI4000292438) positions itself as a long-term rental housing player in Finland. The company focuses on residential properties in Helsinki and other major Finnish growth centers, which puts it alongside peers such as Vonovia in Germany and Balder in Sweden in the broader European landlord sector.

Focus on Finnish rental housing

Kojamo describes its core business as owning, developing and renting apartments in Finland, with a particular concentration in the Helsinki metropolitan area and other larger cities. The company brands its main offering under the Lumo concept, a nationwide rental housing service aimed at urban tenants.

The group highlights urbanization as a key driver, emphasizing that its portfolio is concentrated in areas with strong population growth and employment opportunities. This setup is typical for listed residential landlords seeking stable cash flows from large-city rental markets, similar to the strategic focus of Vonovia in German metropolitan regions.

How Kojamo runs its portfolio

According to Kojamo’s investor information, the company operates as a fully integrated residential landlord: it owns the properties, manages rentals and invests in new development projects in selected Finnish growth areas. The strategy centers on modern rental apartments and services tailored to urban lifestyles.

The portfolio structure and service model aim for recurring rental income rather than property trading gains. Kojamo notes that it concentrates on improving the quality and energy efficiency of its buildings, which is a common focus in the European listed residential sector where peers such as Vonovia and Balder invest heavily in modernization and sustainability initiatives.

The product behind the stock

Kojamo’s main product line is the Lumo-branded rental apartments, which range from studios to larger family flats in Finnish cities. Tenants sign rental agreements directly with Kojamo, and the company provides digital services such as online apartment search and contract management through the Lumo platform.

The listing in brief

The Kojamo shares (FI4000292438) are listed on Nasdaq Helsinki in euros, with the company classified in the residential real estate sector. A current live-verified price quote could not be clearly established, so the listing is described without a concrete price level.

Disclaimer: This text is for informational purposes only and does not constitute investment advice, a recommendation to buy or sell any security, or a solicitation of any kind. Figures and classifications are based on publicly available information and may change over time.