Political Deadlock in Washington and DeFi Collapse Widen XRP’s Woes
Veröffentlicht: 26.06.2026 um 06:33 Uhr, Redaktion boerse-global.de
The stars are aligning against XRP on two fronts. A messy legislative standoff in the US capital has torpedoed hopes for a long-awaited crypto clarity bill, while the implosion of a key decentralized finance project on the XRP Ledger has shaken confidence in the token’s ecosystem. The combined pressure has driven the price to its lowest point in a year, with the token trading around $1.01 — just above the $1.03 trough that marks the 52-week floor.
President Donald Trump threw a wrench into the Senate’s calendar by refusing to sign the bipartisan “21st Century ROAD to Housing Act.” He is demanding the chamber first pass the “SAVE America Act,” a move that has clogged the legislative pipeline ahead of the July recess. The casualty is the “Digital Asset Market Clarity Act,” which would establish binding rules for cryptocurrencies and is seen as a crucial catalyst for institutional adoption. XRP, which remains especially sensitive to its legal classification, has borne the brunt of the uncertainty.
Barely 24 hours earlier, the Ripple camp had reason to cheer. On June 24, the company secured a provisional CASP license under the European MiCA framework, granted through Luxembourg. The license allows Ripple to offer payment services and stablecoin infrastructure across all 30 countries of the European Economic Area. Combined with its existing e-money institution license, the company can now run a unified platform for deposits, currency exchange, and payouts — a significant step for institutional clients in Europe. Yet the news did little to halt the selling.
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Compounding the macro headwinds, the XRP Ledger’s own DeFi ecosystem took a hit. Strobe Finance, a prominent lending and borrowing platform on the network, announced its closure on June 25. The shutdown triggered a local liquidity crisis as users unwound positions, briefly knocking XRP to $1.03. The collapse is more than an isolated incident: Strobe was a core driver of on-chain activity, and its failure raises uncomfortable questions about the maturity of the XRPL’s DeFi infrastructure. The token’s relative strength index has fallen to 28.6, deep in oversold territory, and it now trades roughly 20% below its 50-day moving average.
CEO Brad Garlinghouse added a note of intrigue during a podcast interview on the same day, hinting that XRP holders might receive “special arrangement” treatment in the event of a future Ripple initial public offering. He offered no specifics, but the remark has ignited debate in the community about linking token ownership with shareholder rights — a topic Ripple has historically left open.
Beneath the price carnage, the network’s fundamentals remain sturdy. XRP-ETFs recorded net inflows of roughly $5.3 million in mid-June, bringing the cumulative haul since November 2025 to $1.41 billion. Ripple has also been testing a five-second Treasury redemption system alongside JPMorgan and Mastercard, proof that institutional use cases continue to advance. On the XRP Ledger itself, activity stays elevated: on a single day in mid-June, the blockchain processed nearly 770,000 transactions, of which 427,000 were successful payments. The total number of wallets on the network has swelled to over 6.7 million, and Ripple still holds roughly 38 billion XRP in escrow.
But none of that is underpinning the price today. XRP has lost more than 45% since the start of the year and is down over 72% from its July 2025 peak of $3.65. The political calendar in Washington now holds the key to any near-term recovery. With the Senate facing a tight window before the July recess, further delays could push the token deeper into unexplored lows — leaving even the network’s most bullish metrics in the shadows.
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