The DNB Mastercard Business from DNB Bank ASA - flexible credit for Norwegian firms

Reviewed: ad hoc news B2B & Pro desk. Edited and checked on 2026-06-28, 07:29. Details in the imprint.

The DNB Mastercard Business lands on the desk with a solid plastic snap as the office manager tosses it beside a stack of travel receipts. The card feels tidy and robust in the hand, ready for flights to Oslo, rental cars and late-night client dinners.

What the business card offers

DNB Mastercard Business is a corporate credit card aimed at Norwegian small and mid-sized companies that prefer a single tool for travel and day-to-day purchasing. It typically comes with an agreed credit limit tailored to the company’s turnover and risk profile.

Companies can link multiple employee cards to one master account, simplifying control of business expenses and monthly reconciliation. Each card is tied to the firm but carries the employee’s name, which matters at hotel check-in and car-hire desks.

How it feels in daily use

On a typical Monday, a project manager like Kari Johansen swipes the DNB Mastercard Business at Gardermoen airport, then taps it again for a coffee before boarding. Contactless payment keeps the motion smooth and quick, with the familiar beep confirming each transaction.

Cardholders see transactions grouped by employee and cost type in digital statements, which the finance team can export into standard accounting software. That cuts down on manual entry and the awkward hunt for missing paper receipts at month-end.

Fees, insurance and control

DNB typically charges an annual fee per card plus interest on outstanding balances not settled by the due date, with pricing depending on the firm’s agreement. Travel insurance is often bundled, activated when flights or trips are paid with the card, covering delays, lost luggage and accidents.

For risk control, companies can set limits on cash withdrawals, define allowed merchant categories and block certain types of spending. Card misuse becomes easier to spot because each transaction carries a timestamp, location and merchant information visible in the online overview.

Digital tools and reporting

DNB’s online banking and app let administrators monitor card usage close to real time, approve or block cards and adjust limits without waiting for branch paperwork. That is useful when a consultant suddenly needs a higher limit for a large hotel bill on a long client assignment.

Expense reports can be matched with card data, reducing disputes between employees and finance over whether a dinner was personal or client-related. The system’s export functions help integrate the card data into third-party ERP and accounting platforms.

Where it fits in DNB’s line-up

The DNB Mastercard Business sits alongside consumer credit cards and corporate payment solutions, rounding out DNB’s offering for companies that want to centralise travel and purchasing on one platform. It often complements standard business accounts and short-term credit facilities.

Chief executive Kjerstin Braathen has highlighted corporate customers as a core segment for the bank, with cards and transaction services forming part of the relationship package that keeps firms tied to DNB for the long haul.

Context and DNB shares

Overall, the DNB Mastercard Business is a practical workhorse product that underpins fee income and customer stickiness in DNB’s corporate division. DNB Bank ASA shares (ISIN NO0010161896) are listed on the Oslo Stock Exchange, giving investors direct exposure to this card-driven cash flow.

This article was AI-assisted and editorially reviewed. Product information without guarantee; prices and availability may change at short notice. No investment advice, no buy or sell recommendation. Stock-market transactions involve risks up to total loss.

en | NO0010161896 | DNB | boerse | 69644104 | bgmi