XRP ETF Inflows Hit Record $1.45B as CLARITY Act Nears Signing, But Upgrade Hiccups and Price Slump Persist
22.06.2026 - 03:14:47 | boerse-global.de
Institutional demand for XRP has never been stronger — yet the token’s price tells a different story. Cumulative net inflows into US spot XRP exchange-traded funds have surged to an all-time high of $1.45 billion across seven active products, with assets under management approaching $1 billion. On June 18 alone, $10.66 million flowed into XRP ETFs, even as Bitcoin and Ethereum funds saw net outflows the same day.
The catalyst behind this wave of institutional money is a regulatory shift that is nearly complete. The CLARITY Act, which officially classifies XRP as a digital commodity, cleared the US Senate Banking Committee with a clear majority in mid-May and is expected to be signed into law by early July. Once enacted, the legislation removes a legal cloud that had long deterred large investors. Fund managers can now offer XRP exposure without constant regulatory uncertainty — a key factor behind the more than $1.4 billion that poured into these products during the first half of 2026.
That regulatory tailwind, however, is competing with technical headwinds. The XRP Ledger is undergoing a major infrastructure upgrade with the release of version 3.2.0 on June 15. The update introduces the x402 payment standard, which allows artificial intelligence agents to conduct transactions autonomously — paying in XRP or the Ripple stablecoin RLUSD for API access, decentralized computing or real-time data, without human approval or browser redirects. Ripple followed up with an XRPL AI Starter Kit on June 10, providing developers with pre-built modules for such automated payments.
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But the rollout has been anything but smooth. Only about 26% of network nodes have migrated to the new software since its release. Node operators are reporting synchronization errors on GitHub — servers remain connected but fail to load the latest ledger data. Developers have identified bugs in configuration processing and consensus routing, and some operators have reverted to version 3.1.3 to restore functionality. A practical hurdle compounds the issue: the software’s renaming from “rippled” to “xrpld” forces manual changes to database paths and configuration files. The secondary article notes the upgrade was also designed to cut node storage requirements by up to 40%, but the low adoption rate means that benefit remains out of reach for now.
The price reflects this mixed picture. XRP is trading at $1.12, down more than 40% since the start of the year. That puts it roughly 27% below its 200-day moving average and just a whisker above the 52-week low of $1.05. On the demand side, large wallets have accumulated approximately 1.53 billion XRP over the past six months, and addresses holding at least one million tokens now control over 74% of the circulating supply. Yet in mid-June, some whales sold off a double-digit million amount of tokens, suggesting profit-taking or portfolio rebalancing.
Despite the price weakness, underlying blockchain activity is picking up. The amount of XRP burned in fees has risen noticeably recently — a signal that network usage is accelerating even as the market lacks upward momentum. The next pivotal date is early July, when the CLARITY Act is expected to be signed. If the upgrade’s node migration rate climbs decisively above the current 26% plateau, the combination of regulatory certainty and improved infrastructure could eventually turn the tide. For now, XRP remains caught between record institutional inflows and a market that has yet to be convinced.
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